EMERGENCY FUND 

by Bria Clark 

Price: $16.00

COMING SOON!


Dive into the pages of Emergency Fund! Identify wealth creation tools used to protect readers from bad weather! 


​​OUR BOOKS teach children about money. These excerpts capture the sincerest parts of everyday life from the perspective of kids, while teaching them to combat financial fragility using the monetary tools of our time.​ Each story introduces a monetary concept using imaginative characters and rhyming words. Throughout the story, the reader goes on a journey to identify wealth creation tools and use them in their decision making process.​ ​​

READ OUT LOUD! 

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Catch the latest videos of children reading our EMERGENCY FUND book out loud!


These reading sessions are empowering for children. They develop confidence from hearing the power of their voice, while practicing enunciating their vocabulary words. Each reading session we host is geared toward creating an environment where students can explore their own thoughts, make their own connections, and create their own ideas. Send your videos directly to us for uploading!

Kid Money Lessons

1. People develop the bad habit of saying “I need” instead of the appropriate phrase, “I want,” at a very young age. Distinguish between wants and needs by not confusing luxuries and necessities.


2. Don’t confuse material possessions with wealth. Acquiring material possessions will not make someone wealthy, but accumulating a large investment account and paying down debt will.
Building wealth comes from spending less than you make and saving the difference, not from purchasing rapidly depreciating assets.


3. Learn and appreciate compound interest using the rule of 72. Here is the math behind this formula.
Take 72 divided by an investment’s rate of return to determine how long it will take that investment to double in value. This will bring massive gains (by saving & investing) or massive destruction (by borrowing). 


4.
Never underestimate the power of small changes. Saving $10 per day is $3,650 a year. Earning $50 per week is $2,600 annually. Saving $100 per week is $5,200 a year - double that to $200 and you'll be putting away $10,500 a year. Accumulating $52,000 is done by saving $1,000 a week. 


5. Don't put all your eggs in one basket. Saving and investing should be done in multiple buckets. Bucket 1 is safety, which represents a guaranteed return of principle. Bucket 2 is liquidity, which is focuses on reselling an asset with minimal losses. Bucket 3 is return based; there are higher risk and reward trade offs.  


6. Income streams are ways to make money; never rely on just one of them

  • Earned Income (working a job)
  • Interest Income  (lending your money)
  • Dividend Income (owning investment shares)
  • Capital Gains Income (assets increasing in value)
  • Profit Income (selling products or services)
  • Rental Income (renting assets to others)
  • Royalty Income (allow others to use your creation)




  • AUDIO Preview (PAGE 1)0:31

Children's Learning Tools

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Product Details
​​GTIN: 00860000389624

Pages: 16
Age: 0- 11 (Preschool - Grade 6)
BISAC1: JUVENILE FICTION / Concepts / Money / Counting & Numbers
BISAC2: JUVENILE FICTION / Education & School / Mathematics
BISAC3: JUVENILE FICTION / Concepts / Business, Careers, Occupations

EMERGENCY FUND PUZZLE


Material: laminated chipboard; One size: 30-piece puzzle - 14" x 11" (35.6 x 28cm) 


Large puzzle pieces with rounded corners are great for children to play with, as pieces are made from chipboard to endure multiple times of assembly. To ensure correct assembly, Check the reference picture included in your puzzle box.